A few realizations...
First of all, Billy is almost out of credit card debt. I hadn't ever thought of it that way but I checked our credit reports and scores on Quizzle... and the last big credit card we need to pay off is in my name only. Gah! How did that happen? So in $950, he'll have zero credit card debt on his credit report. AND he has one less closed account since our first house was in my name only since he was only 17 when we bought it! Holy crap what were we doing buying a house at that time? Crazy. AND he has more diversification because of student loans. Ironic because... I remember when we worked our butts off to find a credit card for him since no one would take him. Not even with a co-signer. And now look! He has A credit at 759. A full 53 points higher than mine. O.O
And the biggest realized irony?
The last credit card in our snowball is my Bank of America card. The one that started it all. I can remember quite clearly being in the waiting room at the hospital, my body going into shock and about to start shutting down and Billy coming up and saying they would give us a discount if we paid $1000 up front. And I handed him THAT card. *shiver* The beginning of the Debt Saga ~ Credit Cards. And the same card that equals the end.
