Raging, raging snow storm the likes of which have not been seen for twenty years.
Commuting husband.
A scary spin out.
A blown tire.
Thank God Thank God Thank God for the brand-spankin' new emergency fund.
*phew*
This would've gone a a credit card. *shudder*
Wednesday, December 9, 2009
Tuesday, December 1, 2009
State of the Union ~ November 2009
Holy crap! November is *snap* GONE! But it was crazy eventful and crazy lucrative so the current State of the Union is looking rather nice. Here we go:
By December 31 I want to:
Have the house in complete working order aka "be fully moved in" ~ Needs improvement
After months of adequate progress, our house went to pot in November. Bee wasn't sleeping and... well... all hell broke loose pretty much. Family was down and Peanut stayed over a couple nights and we so have not recovered for it. I will call this goal a success when I am able to work off of the chore chart I made.
Have Bee's birth completely paid off ~ COMPLETED!
With Billy working his butt off to get a bonus, we ended up being able to pay off ALL our medical debt AND pay my parents back AND have a little breathing room. So wonderful!!
Establish a working grocery budget ~ Needs improvement
Cash only is NOT working at all. I'm getting the hang of setting aside seperate money for household and food but the cash is... a big fat fail. I think we would do better with a seperate account. That's the next step- opening a new account.
Have $500 in an emergency fund ~ COMPLETED!
Yay! It's done and then some! Hurray! In fact, we full on finished the goal of a $1000 emergency fund and It. Feels. Good. Especially now that Billy's job is in a scary place right now.
So there's November in a nutshell. Half FABULOUS and half so-so. I think my goals can be reached on time for once and I'm excited... but scared because our work situation is rocky.
By December 31 I want to:
Have the house in complete working order aka "be fully moved in" ~ Needs improvement
After months of adequate progress, our house went to pot in November. Bee wasn't sleeping and... well... all hell broke loose pretty much. Family was down and Peanut stayed over a couple nights and we so have not recovered for it. I will call this goal a success when I am able to work off of the chore chart I made.
Have Bee's birth completely paid off ~ COMPLETED!
With Billy working his butt off to get a bonus, we ended up being able to pay off ALL our medical debt AND pay my parents back AND have a little breathing room. So wonderful!!
Establish a working grocery budget ~ Needs improvement
Cash only is NOT working at all. I'm getting the hang of setting aside seperate money for household and food but the cash is... a big fat fail. I think we would do better with a seperate account. That's the next step- opening a new account.
Have $500 in an emergency fund ~ COMPLETED!
Yay! It's done and then some! Hurray! In fact, we full on finished the goal of a $1000 emergency fund and It. Feels. Good. Especially now that Billy's job is in a scary place right now.
So there's November in a nutshell. Half FABULOUS and half so-so. I think my goals can be reached on time for once and I'm excited... but scared because our work situation is rocky.
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