March has been... retarded. We coasted through it but it sucked. Bad.
Billy's job is hellacious. He's gone. ALL. THE. TIME. And when he is home, he's in a bad mood or doing homework. Or doing his homework while in a bad mood. 10 weeks left of school before he graduates. Gah. I've slid off the wagon. (The weight didn't come back though thank God.) April starts tomorrow and I'm just going to have to put myself back together again. We made one goal this quarter. Of course, we knocked out a goal for next quarter too... OK technically we made two goals; I did start my health goals, I just didn't stick with them through March. Crap. Billy being gone so much puts us all in foul moods. At least we've kept up with debt repayment! We're ending March at $15356 in total credit card debt! A full $8760 less than we started the year with. It's scary though cuz this job is SO NOT WORKING. I am so worried that we'll end up without income one way or another. If Billy lost his job today... we'd be good until the end of May. Approximately. And that's if we wiped the EF and the vacation fund AND stripped our bills to necessity only mode.
Wednesday, March 31, 2010
Wednesday, March 3, 2010
February Progress Report
Whoa. Is it really March already? Ugh, Billy's new job left us living the "single mom" life for the majority of February. But! It kept our gas expenses at $20. Just $20! It's crazy! After spending $350 a month on gas when he was commuting, I was shocked to see that tally. Unbelievable. I had $100 set aside! Woot! We are planning a big shopping trip soon so that'll take a lil' but still. Anyway, here's the results of February:
By March 31 I want to:
Be under $20K in credit card debt ~ Achieved! Boo-yah!
With a big fat tax refund, a higher salary, and a bonus we knocked this one and the next one out like nothing! We paid off two credit cards- Kinetico, which was the water filtration system, and Target which was what we lived off of after Bee was born. And Capital One is almost paid off. Squee! Granted it's painful to see all that money go to debt. Yuck! Nevertheless, it is a huge incentive to NEVER EVER EVER be in this situation ever again. We are paying for it in spades.
Implement the chore chart ~ Needs improvement... >_<
I honestly don't know if this will be achieved by the end of this month. I think since we already achieved a goal for next quarter I might kick this one down into second quarter goals. I did look at the chore chart... so I guess that's something.
Start health goals ~ Adequate progress
Yup, so far I've implemented: brushing twice a day (achieved), flossing regularly (just started), eating at regular intervals (adequate progress- only a few crazed binges), lotion on my feet (doing well), taking a vitamin daily (needs improvement)
By June 30 I want to:
Be under $17K in credit card debt ~ Achieved!
See above. ^_^
Implement a freezer cooking day ~ Not yet introduced
Be at or under my pre-pregnancy weight ~ Adequate progress
Starting health goals has led to a little headway with this one- getting my eating under control has led to approximately six pounds lost. Starting next week, the goal is to exercise three days a week... *sigh* the hard part... But my body and soul have been horribly neglected over the last 7.5 years... I'm baby stepping to self love yet again. ^_^
By March 31 I want to:
Be under $20K in credit card debt ~ Achieved! Boo-yah!
With a big fat tax refund, a higher salary, and a bonus we knocked this one and the next one out like nothing! We paid off two credit cards- Kinetico, which was the water filtration system, and Target which was what we lived off of after Bee was born. And Capital One is almost paid off. Squee! Granted it's painful to see all that money go to debt. Yuck! Nevertheless, it is a huge incentive to NEVER EVER EVER be in this situation ever again. We are paying for it in spades.
Implement the chore chart ~ Needs improvement... >_<
I honestly don't know if this will be achieved by the end of this month. I think since we already achieved a goal for next quarter I might kick this one down into second quarter goals. I did look at the chore chart... so I guess that's something.
Start health goals ~ Adequate progress
Yup, so far I've implemented: brushing twice a day (achieved), flossing regularly (just started), eating at regular intervals (adequate progress- only a few crazed binges), lotion on my feet (doing well), taking a vitamin daily (needs improvement)
By June 30 I want to:
Be under $17K in credit card debt ~ Achieved!
See above. ^_^
Implement a freezer cooking day ~ Not yet introduced
Be at or under my pre-pregnancy weight ~ Adequate progress
Starting health goals has led to a little headway with this one- getting my eating under control has led to approximately six pounds lost. Starting next week, the goal is to exercise three days a week... *sigh* the hard part... But my body and soul have been horribly neglected over the last 7.5 years... I'm baby stepping to self love yet again. ^_^
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