I'm more of a "two thousand ten" person that a "twenty ten" person myself. ^_^ Anyway the new goals:
2010 First Quarter Goals:
By March 31 I want to:
Be under $20K in credit card debt
Implement the chore chart
Start health goals
2010 Second Quarter Goals:
By June 30 I want to:
Be under $17K in credit card debt
Implement a freezer cooking day
Be at or under my pre-pregnancy weight
Tuesday, January 5, 2010
The 2009 Report Card
Setting quarterly goals has proven to be excellent for me. The quarterly goals I set up way back when were:
By December 31 I want to:
Have the house in complete working order aka "be fully moved in" GRADE: B-
We got all the rooms cleaned (even the master bedroom which was our dumping grounds for the last year or so). Not everything is organized, tho', and the garage is still in need of help. Billy just got a new job and we have to create a home office so that will initiate the garage project.
Have Bee's birth completely paid off GRADE: A
Will Billy's bonus, this was finally paid off, right before she turned 18 months which was my original goal! WOOT!
Establish a working grocery budget GRADE: B+
I've started to get the hang of the envelope system and using cash but I haven't been hardcore about it yet. I'll continue to work on it.
Have $500 in an emergency fund GRADE: A+
We were able to knock out this goal AND the goal for the next quarter by saving $1000 to an emergency fund. Plus we were able to pay for an emergency expense less than a month after it was fully funded instead of having to put it on a credit card. Yay!!!
All in all we did pretty good for our first real financial goals. This was a good way to end 2009.
By December 31 I want to:
Have the house in complete working order aka "be fully moved in" GRADE: B-
We got all the rooms cleaned (even the master bedroom which was our dumping grounds for the last year or so). Not everything is organized, tho', and the garage is still in need of help. Billy just got a new job and we have to create a home office so that will initiate the garage project.
Have Bee's birth completely paid off GRADE: A
Will Billy's bonus, this was finally paid off, right before she turned 18 months which was my original goal! WOOT!
Establish a working grocery budget GRADE: B+
I've started to get the hang of the envelope system and using cash but I haven't been hardcore about it yet. I'll continue to work on it.
Have $500 in an emergency fund GRADE: A+
We were able to knock out this goal AND the goal for the next quarter by saving $1000 to an emergency fund. Plus we were able to pay for an emergency expense less than a month after it was fully funded instead of having to put it on a credit card. Yay!!!
All in all we did pretty good for our first real financial goals. This was a good way to end 2009.
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